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How to File a Motor Vehicle Claim You will need to make an insurance claim if your vehicle has been damaged. It is crucial to know the procedure. Insurance companies will send an adjuster to look over the damage to your vehicle. It is not necessary to be present when an adjuster looks over the damage to your vehicle. However, you should bring along your policy and any other relevant documentation. Take Photos Have you ever seen an action-packed crime show where investigators document every single detail, from footprints to chocolate wrappers thrown away? Apply that same scrutiny to your accident scene. It is important to record as much as possible of the incident at the time it occurs to help demonstrate your case later. It is essential to take pictures of both vehicles, however you should also think about taking close-ups of the damaged parts. These photos can assist insurance companies, as well as expert witnesses, determine the size of different objects. Photograph reference points, such as the location of traffic lights or stop signs, in your photos. These can be used to determine the actions of the driver at fault for the accident. If you're able to capture photos of the other driver and their passengers, and witnesses. You might be able to take a picture of their license plate. Additionally, you can take pictures of emergency responders and their vehicles. Lastly, if you are placed on a gurney and into an ambulance, take pictures of them as well. Don't submit the pictures to the insurance company only when directed by your attorney or ordered to do so by a court. Otherwise, you could unwittingly be proving your own claim. For example, if you change the date stamp on your photos after the accident, it could cause the insurance company to question the validity of your claim. Seek medical attention The first thing you must do following an accident is to seek medical attention. Not only is this important for your health but it also ensures that any injuries you may have are documented. In many personal injury lawsuits the plaintiff seeks compensation for medical expenses and damages. Medical records are vital to the claim. Even if there are no symptoms that you can notice then you should schedule an appointment with your primary doctor or an emergency room. Your doctor will be able to provide you with a thorough medical assessment and will determine the severity of your injuries. They will also be able provide you with the treatment that is needed. It is essential to follow your doctor's recommendations regarding your treatment plan since this will help you recover quicker and strengthen your case. This includes filling your prescriptions, using any over-the counter medications, participating in physical therapy, adhering to orders about time off of work and attending follow-up appointments. During this process, it is vital not to say anything that could be wrongly understood by an insurance adjuster. The insurance company might try to discredit the damage you've suffered in order to reduce or deny the amount of compensation you receive. motor vehicle accident attorneys fort lauderdale is important that you only talk to insurance adjusters with your attorney present. Contact an attorney Having access to legal representation is crucial for those injured. Attorneys can help injured parties manage their stress and can help them determine where to concentrate their efforts. Attorneys can also examine the evidence and facts of a case to determine whether it's worth fighting for in court. Insurance companies are businesses first and foremost. Their objective is to collect the highest amount of money from their insureds while paying the lowest amount of money possible (in the theory). It can be tempting, if you're at the scene of an incident to accept a lower settlement offer since it's the most straightforward thing to do. This is a mistake that can have disastrous consequences later on. When you submit a claim to your insurance company, an adjuster will come to your residence to assess the damage caused to your vehicle. They will also review receipts for medical bills as well as personal property damage. They may also question witnesses and review records from the police. Before meeting with an adjuster, it is beneficial to obtain estimates for repairs from local auto repair shops or contractors. This will let them be aware of what they can expect for repairs. An experienced motor vehicle attorney can make sure that all the necessary information is provided and that the right documents are provided to the insurance company. They can also give advice and suggestions about how to deal with an insurance adjuster, how to manage an agreement and what to do when an insurance company is not responsive or is acting in a way that is unethical.